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Foreclosure and Personal Property Enforcement


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Lending institutions, credit unions and private lenders can and should expect the prompt and efficient enforcement of mortgage or personal property security.  McQuarrie has the experience to deliver.  Our experienced lawyers can assist you with any of the following:

  • Mortgage Enforcement
  • Lien Registration
  • Personal Property Security Act (PPSA) registration and enforcement
  • Creditors’ remedies
  • Bankruptcy and restructuring matters

Mortgage Enforcement Including Foreclosure In B.C.

Creditors have a variety of enforcement mechanisms at law.  We can help you determine the best approach for your specific situation, and advance your case in court if necessary.

Foreclosure is the legal process for enforcing mortgages.  Foreclosure in B.C. is a court-regulated process, whereby the lender (mortgagee) seeks various orders permitting it to sell the real property in satisfaction of the outstanding debt.


There are many types of liens, from builders’ liens to mechanics’ liens.  Lien registration in B.C. is a direct process but it does require filing in the correct manner with a comprehensive financing statement.  Our lawyers can draft these documents for you, and ensure that your lien registration complies with all necessary laws.


Personal property collateral is governed by the Personal Property Security Act (PPSA).  


Creditors have a number of debt-enforcement options, including pre-judgment garnishee orders and injunctions, as well as conventional legal actions for debt.  Our lawyers can ensure that you take the most cost-effective (and effective) steps to collect your debt.


The Bankruptcy and Insolvency Act is the primary means by which both businesses and individuals can declare bankruptcy or seek creditor protection.  Our experienced insolvency lawyers can help you manage your bankruptcy or insolvency process.

Our lawyers can answer any additional questions you have about these topics.  Please book a private consultation to discuss your case.

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