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Debt Collection and Creditors Remedies


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Debt recovery can be a complicated and unpleasant process, and the laws on debt collection can be difficult to navigate.  If you’ve been unable to figure out how to collect a debt though other means, working with a debt recovery lawyer can help you expedite the process and pass any potentially unpleasant interactions to a litigator who is prepared to handle them.

McQuarrie can assist businesses, individuals and institutions in the recovery of secured or unsecured debts. Our experience includes working with private debt and collection agency laws to assist our clients. We pride ourselves on being effective, yet working within our client’s litigation budgets.

Who We Assist


We work with a range of bailiffs, process servers, skip tracers and other collections experts to achieve the best result possible in each and every case.  We not only provide clients with an understanding of how to collect a debt within their range of legal options, but also a realistic assessment of the relative risks, costs, and likelihood of success for each available option.

If you are prepared to speak to a lawyer about the debt you would like to recover, please contact McQuarrie.  We can assist you with the areas listed below, along with many others.

Debt Collection Services

Our comprehensive Canadian debt collection services are designed to meet the needs of all of our commercial clients, including those who must operate under collection agency laws. Our lawyers are experienced in all areas of collections and creditors’ remedies, including:

Unpaid Trade Accounts

Trade laborers and organizations deserve compensation for their services, and these accounts can be pursued legally if normal recovery is proving impossible.  Even though court orders are not difficult to pursue in these cases, a letter from a lawyer alone can often have a powerful effect.

Personal Guarantee Actions

Unsecured loans such as personal guarantees can leave some borrowers with little incentive to repay their debts immediately.  In Canadian collection laws, protections exist even for unsecured loans. Our lawyers can help you seek the most relevant legal remedies.

Promissory Notes

Promissory notes have some strict limits on collection, and in fact may not be enforceable at all after only a couple years without action.  If you have a promissory note that needs enforcement, you should contact a lawyer as soon as possible. A loan given on a promissory note can quickly become a gift.

Demand Loans

Demand loans can theoretically be called up for payment at any time, though that isn’t always how they work in practice.  If you need assistance enforcing a demand loan or understanding the legal terms under which payment can be demanded, you can speak to our lawyers.

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