Unless you bought your house with cash or inherited it from family, you likely had to take out a mortgage to pay for it. You purchased a mortgage insurance policy to protect you in the event that you are unable to make your mortgage payment. The insurance may also cover sudden accident, illness, injury, disability or death that affects your financial situation enough that you can’t pay your mortgage.
If you experience any of these sudden illnesses or injuries, the last thing you want is to have your mortgage insurance claim denied. If you were misled about how your policy worked or the insurance provider tried to deny your claim because of vague policy language, you need legal help.
If your claim was denied, our mortgage lawyers are ready to help you in any way that we can. We advise you to contact us immediately so to find out what services are involved in insurance cases.
Our experienced mortgage insurance lawyers bring decades of experience handling these types of cases on behalf of homeowners. Schedule a consultation today so we can guide you through the necessary steps. We can also take on your case to fight your claim appeal for you.
Don’t let the insurance company scare or convince you that you have no hope of appeal. We have been helping homeowners like you for years to protect their homes and mortgage insurance policies.
We can give you an initial consultation to help guide you through the general issues of your case. We can also take on your case to fight on your behalf while you focus on recovering from your injury, illness, or disability.
Our experience helps us know the tricks and arguments that the insurance company will make to deny your claim, and how to specifically counter them. We know the evidence, documentation, and legal arguments to help reverse your claim denial so you get the settlement you are rightfully owed.
When you book an initial consultation with us, we will ask you specific questions so we can better understand the details of your case.
We will go over the specifics of your mortgage insurance policy and the documented reasons for the denial of your claim. Then, we will walk you through each step that is involved in the appeal, covering every detail you will need to sort out and piece of evidence you need to gather.
You will be prepared to deal with the legal arguments the insurance company used to deny your claim. Our legal expertise can help ensure that your rights under your policy are protected so you can pay your mortgage and keep your home.
If your mortgage insurance claim is denied, we always recommend that you book a consultation with us as soon as possible. There are potential limitation periods to contest the claim denial that you do not want to miss.
Even if you think there is nothing that can be done, it may be worth letting our mortgage lawyers review your case. Please contact McQuarrie if you are in Surrey, Burnaby, Vancouver or the surrounding cities. We are ready to schedule a consultation to discuss your mortgage insurance claim.